Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally. Travel insurance can usually be arranged at the time of booking of a trip to cover the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within the set time frame.It provides a medical insurance cover if you get hospitalized while you are traveling. Some good international travel health insurance products also have deals with some hospitals and doctors abroad, so that in case you need to be hospitalized, you don't have to pay for it.
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Importance of travel insurance:
- Takes care of emergency medical expenditures while you are outside your home country.
- Pays for other unexpected problems faced such as flight delay, missed connecting flight, passport loss, etc
- Tailormade policies for students, senior citizens, frequent fliers,etc are highly useful as they are designed for specific needs.
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